At The Abraha Law Firm, our team of experienced attorneys is well versed in handling car accident claims, ensuring that individuals who have suffered injuries or property damage due to the negligence of others receive the full compensation they are entitled. In general, the law mandates specific insurance coverage requirements and provides legal recourse for those affected by car accidents. Our firm is committed to providing comprehensive legal representation, guiding clients through the complexities of the legal process, and pursuing justice on their behalf.
What are the Different Parts of a Car Accident?
In general, drivers are required to carry minimum liability insurance coverage to protect themselves and others in the event of an accident. The state’s insurance requirements include:
- “No-fault” Determination: “No-fault” means that regardless of who is at fault in an accident, each driver’s insurance company is responsible for covering their policyholder’s medical expenses and lost wages, up to the limits of their Personal Injury Protection (PIP) coverage.
- Personal Injury Protection (PIP): If applicable, drivers may be required to carry a minimum of in PIP coverage. This coverage helps pay for medical expenses, lost wages, and other related costs for injuries sustained in a car accident, regardless of fault.
- Bodily Injury Liability: If applicable, the law may require mandates for minimum coverage for bodily injuries caused to others in a car accident. This coverage compensates individuals for medical expenses, lost wages, pain, suffering, and other damages resulting from the accident.
- Property Damage Liability: Drivers must carry minimum coverage for property damage caused to others. This coverage includes repairs to vehicles, damaged structures, or any other property affected by the accident.
How Long do I have to File a Lawsuit?
It is crucial to be aware of the statute of limitations for filing your car accident claim. Generally, you can have as little as two years from the date of the accident to initiate a lawsuit for personal injuries or property damage resulting from the collision. However, it is advisable to consult with a knowledgeable attorney promptly to ensure compliance with specific deadlines and maximize your chances of a successful claim.
What are some Examples of the Different Types of Car Accidents?
When pursuing a car accident claim, it is essential to establish the negligence of the other party involved. Examples of car accidents claims may include:
- Rear-End Collisions: Cases where a driver fails to maintain a safe distance from the vehicle in front and collides into it, resulting in injuries or property damage.
- Intersection Accidents: Crashes that occur when one or more drivers fail to yield right of way, run red lights, or stop signs, leading to accidents and injuries.
- Drunk Driving Accidents: Cases where a driver operates a vehicle under the influence of alcohol or drugs, causing harm to others on the road.
- Distracted Driving Accidents: Collisions caused by drivers who are engaged in activities such as texting, talking on the phone, or other distractions that take their attention away from the road.
- Failure to Obey Traffic Laws: Accidents caused by drivers who disregard traffic laws, such as speeding, improper lane changes, or running stop signs, resulting in injuries or property damage.
SCHEDULE A LEGAL CONSULTATION
Our dedicated team of car accident attorneys has a comprehensive understanding of the state’s insurance coverage requirements and the legal intricacies involved in car accident claims. We will meticulously investigate your case, gather evidence, consult with expert witnesses, and negotiate with insurance companies on your behalf. Our primary goal is to secure the maximum compensation possible, covering medical expenses, lost wages, property damage, and providing the justice and peace of mind you deserve. Our focus is on your physical and financial recovery, ensuring that your rights are protected and justice is served.
Contact us by phone or email to arrange for your confidential consultation with one of our attorneys. We promise to listen to you closely, answer your questions and advise you of your complete range of legal options.
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